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All Your Finances, One Simple Platform.

Track income, expenses, and shared bills in one place — with real-time insights and a clean, intuitive experience.

10K+
Downloads
4.8
Rating
Free
To Use
Good Morning
₹24,580
Total Balance
Income
₹45,000
Expense
₹20,420
Recent Transactions
Food
-₹350
Salary
+₹45,000
Transport
-₹120
Analytics
Secure
AI Insights
Location-aware
Bill Splitting
CSV Export
Features

Everything You Need to Manage Your Finances — Simply

Powerful tools designed to help you track, understand, and control your money — all in one place

Expense & Income Tracking

Track all your transactions in one place — across cash, UPI, cards, and wallets. Stay on top of your money effortlessly.

Split Bills Effortlessly

Share expenses with friends and groups, track balances, and settle payments without confusion

Smart AI Insights.

Get clear insights into your spending patterns with simple, actionable suggestions to improve your financial habits.

Monthly Budget Alerts

Set category-wise limits. Get warned at 80% usage and notified the moment you exceed your budget.

Clean & Intuitive Interface

Designed for simplicity, so you can focus on your finances without complexity.

Location-Based Expense Tracking

Automatically tag transactions with locations using Google Maps for better clarity and recall.

Export to CSV

Download your data anytime for reporting, analysis, or tax purposes — simple and flexible.

Secure OTP Login

Fast and secure sign-in using your phone number — no passwords required.

Get Started

How Xpenly Works

Set up in seconds. No learning curve. Just start tracking.

STEP 01

Download Xpenly

Free on Play Store & App Store. Lightweight and fast.

STEP 02

Sign In Securely

Gmail + OTP. No passwords, no friction.

STEP 03

Add Income & Expenses

Track your money in seconds — simple and quic.

STEP 04

Track, Analyze & Improve

Get insights, monitor spending, and stay in control.

Split Bills

Split expenses without the Hassle

From trips to dinners and shared rent — Xpenly makes splitting expenses simple, transparent, and stress-free.

1
Create a group and add participants
2
Add expenses and split amounts
3
Track payments in real time
4
Settle balances with ease

Goa Trip 2025

4 members · ₹10,000 total

In Progress
A
Aarav
₹2,500
Paid
P
Priya
₹2,500
Paid
R
Rohit
₹2,500
Pending
S
Sneha
₹2,500
Pending
Progress50%
Categories

Organized for Every Expense

Pre-built categories to help you track and organize every transaction with ease.

Food
Groceries
Shopping
Transport
Entertainment
Bills & Utilities
Health
Education
Travel
Rent/EMI
Fuel
Others

Spending Breakdown

₹20.4KTotal Spent
Food & Dining
30%₹6,120
Shopping
20%₹4,080
Transport
15%₹3,060
Entertainment
10%₹2,040
Others
8%₹1,632

Weekly Overview

₹850
Mon
₹1,200
Tue
₹650
Wed
₹1,800
Thu
₹1,050
Fri
₹2,100
Sat
₹780
Sun
Analytics

See where every rupee goes

Beautifully crafted charts and breakdowns help you understand your spending patterns at a glance. No spreadsheets needed.

Category-wise Charts

Instant visual breakdown of where your money goes each month.

Weekly & Monthly Trends

Compare spending week-over-week and month-over-month.

AI Summaries

Get plain-language insights like "Your food spending rose 18% this week."

Pricing

Simple, transparent pricing

Start free. Upgrade when you're ready.

Free
₹0forever

Everything you need to get started

Get Started Free
  • Unlimited transactions
  • 12 expense + 9 income categories
  • Bill splitting (up to 5 groups)
  • Basic analytics & charts
  • CSV export (monthly)
  • OTP login & security
Starter
₹49/month

For individuals who want more

Start 7-Day Trial
  • Everything in Free, plus:
  • Unlimited bill-split groups
  • Budget alerts (all categories)
  • Location tagging
  • Weekly trend reports
  • Priority CSV export
  • Custom categories
Most Popular
Pro
₹149/month

For serious budgeters & freelancers

Start 7-Day Trial
  • Everything in Starter, plus:
  • AI-Powered Insights & summaries
  • Unlimited budget alerts
  • Monthly trend reports
  • Custom tags & notes
  • Receipt photo storage (5 GB)
  • Priority email support
Business
₹399/month

For teams, families & small businesses

Start 7-Day Trial
  • Everything in Pro, plus:
  • Up to 10 team members
  • Shared budgets & reports
  • Advanced AI cost-optimization
  • Multi-currency support
  • Receipt storage (50 GB)
  • API access & integrations
  • Dedicated account manager
Testimonials

Loved by thousands

See what our users are saying.

The AI insights blew my mind — it told me I spend 40% on food before I even realized it. Now I cook more and save ₹4K/month!

AM
Aarav Mehta
Bangalore

Split bills for our Goa trip was seamless. Everyone knew exactly what they owed. No awkward conversations!

PS
Priya Sharma
Mumbai

Beautiful UI and I can add a transaction in literally 5 seconds. The category icons make it super intuitive.

RV
Rohit Verma
Delhi

Budget alerts are a game-changer. I've saved 30% more since I started using Xpenly three months ago.

SN
Sneha Nair
Hyderabad

CSV export saved me hours during tax season. My CA was impressed with how organized everything was.

KP
Kiran Patel
Ahmedabad

Location tagging is so smart — I can see exactly where I spent what. Perfect for tracking travel expenses.

NJ
Neha Joshi
Pune
FAQ

Frequently Asked Questions

Is Xpenly free?+
Yes, Xpenly is 100% free to download and use. There are no hidden charges or mandatory subscriptions. We offer optional premium plans for power users who want advanced AI insights and priority support.
How secure is my data?+
We use Firebase OTP authentication, encrypted API calls, and follow industry-standard security practices. We never sell your data to third parties. Your financial information stays private.
Does Xpenly work offline?+
You can view your cached transactions offline. However, adding new entries, syncing data, and using AI features requires an internet connection.
How does bill splitting work?+
Create a group, add contacts, enter the total amount, and assign individual shares. Xpenly tracks who has paid and sends reminders. You can settle up with a single tap.
Can I export my data?+
Yes! One-tap CSV export lets you download all your transactions for tax filing, spreadsheet analysis, or sharing with your accountant.
Is Xpenly available on both iOS and Android?+
Absolutely. Xpenly is available on both the Apple App Store and Google Play Store. The experience is consistent across platforms.
How do AI Insights work?+
Our AI analyzes your spending patterns, detects anomalies, and provides plain-language summaries. It can suggest areas where you might cut costs and helps you understand your financial habits better.

Take control of your finances starting today.

Join 10,000+ users who already track smarter with Xpenly. Download now — it's free forever.

iOSAndroidFree · No credit card